Paycheck Calculator 2026

See how much of your paycheck you actually keep after federal, state and local taxes. Works for every state, for salaried and hourly jobs.

Updated October 31, 2026 with 2026 tax rates · Free, no sign-up · Your numbers never leave your browser

  1. Pick your stateEach state taxes paychecks differently.
  2. Enter your payYearly salary or hourly wage, and how often you’re paid.
  3. See your paycheckTake-home pay and every tax, line by line.

Paycheck calculator

1. Your pay

The state where your paycheck is taxed.
How are you paid?
Your pay before any taxes or deductions.

2. Your tax situation

Married filing separately? Choose Single.
Benefits and deductions401(k), health insurance, HSA
Percent of each paycheck. 2026 limit: $24,500 a year.
Amount taken out of each paycheck.
Amount per paycheck.
Roth 401(k), union dues and similar, per paycheck.
Form W-4 detailsSecond job, dependents, extra withholding
Yearly total from W-4 Step 3: $2,200 per child under 17, $500 per other dependent.
Not from a job, e.g. interest (W-4 Step 4a).
Beyond the standard deduction (W-4 Step 4b).
Optional (W-4 Step 4c).
Only if you asked for it on your state form.

Your paycheck

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Paycheck calculator by state

Take-home pay on $75,000 a year in every state (2026)

Single filer, biweekly pay, no pre-tax benefits, default local settings. Sorted from highest to lowest take-home pay — updates as you change the calculator above.

#StateState & local taxesTake-home / yearPer paycheck
1Alaska$0$61,593$2,368.94
2Florida$0$61,593$2,368.94
3Nevada$0$61,593$2,368.94
4New Hampshire$0$61,593$2,368.94
5South Dakota$0$61,593$2,368.94
6Tennessee$0$61,593$2,368.94
7Texas$0$61,593$2,368.94
8Wyoming$0$61,593$2,368.94
9North Dakota$203$61,389$2,361.12
10Washington$1,040$60,552$2,328.93
11Ohio$1,287$60,306$2,319.44
12Arizona$1,500$60,093$2,311.25
13Louisiana$1,864$59,729$2,297.26
14Iowa$2,198$59,394$2,284.40
15Mississippi$2,268$59,325$2,281.71
16Pennsylvania$2,355$59,238$2,278.37
17New Mexico$2,359$59,233$2,278.20
18North Carolina$2,484$59,109$2,273.41
19Kentucky$2,507$59,085$2,272.50
20Nebraska$2,533$59,060$2,271.52
21Missouri$2,534$59,059$2,271.50
22Vermont$2,572$59,020$2,270.01
23Wisconsin$2,594$58,998$2,269.15
24West Virginia$2,680$58,912$2,265.86
25Arkansas$2,712$58,880$2,264.62
26Oklahoma$2,830$58,763$2,260.12
27Idaho$2,867$58,726$2,258.68
28Montana$2,877$58,716$2,258.30
29South Carolina$2,878$58,715$2,258.25
30Colorado$2,922$58,671$2,256.57
31Michigan$2,937$58,656$2,255.99
32Georgia$2,994$58,599$2,253.79
33Rhode Island$3,021$58,572$2,252.76
34New Jersey$3,101$58,491$2,249.66
35Alabama$3,127$58,466$2,248.69
36Utah$3,147$58,445$2,247.90
37Indiana$3,293$58,300$2,242.29
38Kansas$3,385$58,207$2,238.74
39District of Columbia$3,429$58,164$2,237.08
40Virginia$3,498$58,094$2,234.39
41Illinois$3,568$58,025$2,231.72
42Connecticut$3,750$57,843$2,224.71
43California$3,763$57,830$2,224.22
44New York$3,808$57,784$2,222.47
45Massachusetts$3,875$57,718$2,219.90
46Minnesota$3,907$57,686$2,218.69
47Delaware$3,909$57,684$2,218.60
48Maine$4,256$57,337$2,205.26
49Hawaii$4,545$57,048$2,194.14
50Maryland$5,389$56,203$2,161.66
51Oregon$5,587$56,006$2,154.07

What this calculator includes

  • Federal withholding using the IRS Publication 15-T method for 2026 Forms W-4, including Step 2 (multiple jobs), Step 3 credits and Step 4 adjustments.
  • Social Security (6.2% up to $184,500) and Medicare (1.45% + 0.9% above $200,000).
  • State income tax for every state, with 2026 brackets, deductions, exemptions and credits.
  • Local income taxes: NYC, Yonkers, Philadelphia, Pittsburgh, Ohio cities and school districts, Detroit and other Michigan cities, Maryland and Indiana counties, Kentucky, Missouri, Alabama, Delaware, Denver and Portland.
  • State disability and paid leave: CA SDI, NJ TDI/FLI, NY SDI/PFL, RI TDI, HI TDI, WA PFML & WA Cares, CO FAMLI, MA, CT, OR, MN, ME and DE paid leave, and Vermont’s child care contribution.
  • Pre-tax 401(k), health insurance, HSA/FSA, and post-tax deductions.

Frequently asked questions

How do I calculate my take-home pay?

Start with gross pay, subtract pre-tax benefits (traditional 401(k), health premiums, HSA), then subtract federal income tax from your W-4, Social Security (6.2%), Medicare (1.45%) and any state and local taxes. Pick your state above and the calculator does every step.

Which states have no income tax on wages?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. Washington still withholds paid leave and WA Cares premiums.

Why is my real paycheck different from this estimate?

Employers use exact payroll tables, may round differently, and some benefits are handled differently by state. Differences are usually a few dollars per check — check that filing status, pay frequency and pre-tax deductions match your pay stub.

How many paychecks will I get in 2026?

Biweekly employees get 26 paychecks in 2026; weekly employees get 52. See our 2026 paycheck calendar for your exact paydays and three-paycheck months.

Is this paycheck calculator updated for 2026?

Yes: 2026 IRS brackets and standard deduction ($16,100 single), the $184,500 Social Security wage base, and every state’s 2026 rates and payroll programs, verified October 31, 2026.

Sources

Rates last verified October 31, 2026 by Easy Paycheck Calculator Editorial Team. See the methodology for every formula.