Kentucky Paycheck Calculator

Kentucky cut its flat income tax to 3.5% on January 1, 2026. Most Kentucky workers also pay a local occupational license tax to their city or county — often more than 2% in Louisville and Lexington — which this calculator lets you add.

Updated October 31, 2026 for the 2026 tax year · Reviewed by Easy Paycheck Calculator Editorial Team · How we calculate

On this page: At a glanceSalary after taxHourly payNearby statesFAQ

Kentucky paycheck calculator

1. Your pay

How are you paid?
Your pay before any taxes or deductions.

2. Your tax situation

Married filing separately? Choose Single.
Benefits and deductions401(k), health insurance, HSA
Percent of each paycheck. 2026 limit: $24,500 a year.
Amount taken out of each paycheck.
Amount per paycheck.
Roth 401(k), union dues and similar, per paycheck.
Form W-4 detailsSecond job, dependents, extra withholding
Yearly total from W-4 Step 3: $2,200 per child under 17, $500 per other dependent.
Not from a job, e.g. interest (W-4 Step 4a).
Beyond the standard deduction (W-4 Step 4b).
Optional (W-4 Step 4c).
Only if you asked for it on your state form.

Your paycheck

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Kentucky paycheck taxes at a glance (2026)

State income taxFlat 3.5% income tax
Standard deduction$3,360 single, $3,360 married
Personal exemptions & creditsNone
Local income taxesLouisville Metro resident (2.2%); Lexington-Fayette (2.25%); Other city/county
Disability / paid leave deductionsNone
Federal taxesIncome tax plus Social Security 6.2% and Medicare 1.45%

Good to know

  • Flat 3.5% state income tax in 2026 (down from 4%).
  • Standard deduction $3,360.
  • Local occupational taxes are common: Louisville Metro about 2.2% and Lexington-Fayette about 2.25% (confirm your rate).
  • Kentucky has no personal exemption.

Kentucky salary after taxes (2026)

Take-home pay at common Kentucky salaries. The table follows the filing status, pay frequency and deductions you enter above.

Single filer, biweekly pay, no pre-tax benefits, your local tax setting. 2026 rates.
SalaryFederal taxFICAState & localTake-home / yearPer paycheck
$30,000$1,420$2,295$932$25,353$975.10
$40,000$2,620$3,060$1,282$33,038$1,270.68
$50,000$3,820$3,825$1,632$40,723$1,566.25
$60,000$5,020$4,590$1,982$48,408$1,861.83
$75,000$7,670$5,738$2,507$59,085$2,272.50
$100,000$13,170$7,650$3,382$75,798$2,915.29
$125,000$18,734$9,563$4,257$92,446$3,555.62
$150,000$24,734$11,475$5,132$108,659$4,179.18

Kentucky hourly paycheck examples

Weekly take-home pay for common hourly wages in Kentucky. Need a yearly figure? Use the hourly to salary calculator.

40 hours a week, single filer, no overtime or benefits.
Hourly wageWeekly grossWeekly take-homeYearly take-home
$15.00/hr$600.00$505.28$26,275
$18.00/hr$720.00$597.50$31,070
$20.00/hr$800.00$658.98$34,267
$25.00/hr$1,000.00$812.68$42,260
$30.00/hr$1,200.00$966.38$50,252
$40.00/hr$1,600.00$1,241.67$64,567

Kentucky vs. neighboring states

Take-home pay on the same pay — $75,000 a year — in Kentucky and the states around it.

$75,000 a year, single filer, biweekly, no pre-tax benefits, default local settings.
StateState & local taxesTake-home / yearPer paycheck
Tennessee$0$61,593$2,368.94
Ohio$1,287$60,306$2,319.44
Kentucky$2,507$59,085$2,272.50
Missouri$2,534$59,059$2,271.50
West Virginia$2,680$58,912$2,265.86
Indiana$3,293$58,300$2,242.29
Virginia$3,498$58,094$2,234.39
Illinois$3,568$58,025$2,231.72

Frequently asked questions

What is Kentucky’s income tax rate in 2026?

Kentucky’s flat rate fell to 3.5% on January 1, 2026.

What is the occupational tax on my Kentucky paycheck?

Many Kentucky cities, counties and school districts charge an occupational license tax on wages earned there. Check your pay stub or local tax office and enter the combined rate.

What is the Kentucky income tax rate in 2026?

Kentucky has a flat 3.5% income tax. Deductions, exemptions and credits mean your effective rate is lower than the top rate.

How much is $50,000 a year after taxes in Kentucky?

A single filer earning $50,000 in Kentucky takes home about $40,723 a year, or $1,566.25 every two weeks, after $3,820 federal income tax, $3,825 FICA and $1,632 in Kentucky taxes.

How much is $100,000 after taxes in Kentucky?

About $75,798 a year ($2,915.29 per biweekly paycheck) for a single filer with no pre-tax benefits — a total tax rate of 24.2%.

How much is $25 an hour after taxes in Kentucky?

Working 40 hours a week at $25 an hour, a single filer in Kentucky takes home about $812.68 a week, or $42,260 a year.

How often are the Kentucky rates updated?

We verify federal and Kentucky rates every January and whenever Kentucky changes its law mid-year. Current figures were verified October 31, 2026 for tax year 2026.

Sources

Rates last verified October 31, 2026 by Easy Paycheck Calculator Editorial Team. See the methodology for every formula.