New York Paycheck Calculator (NY & NYC)

A New York pay stub can include state income tax, New York City or Yonkers tax, state disability (SDI) and Paid Family Leave — on top of federal tax and FICA. New York lowered its five lowest tax rates for 2026, and PFL rose to 0.432%. Choose where you live to see an accurate NY or NYC paycheck.

Updated October 31, 2026 for the 2026 tax year · Reviewed by Easy Paycheck Calculator Editorial Team · How we calculate

On this page: At a glanceSalary after taxHourly payNearby statesFAQ

New York paycheck calculator

1. Your pay

How are you paid?
Your pay before any taxes or deductions.

2. Your tax situation

Married filing separately? Choose Single.
Used for state exemptions and credits.
Benefits and deductions401(k), health insurance, HSA
Percent of each paycheck. 2026 limit: $24,500 a year.
Amount taken out of each paycheck.
Amount per paycheck.
Roth 401(k), union dues and similar, per paycheck.
Form W-4 detailsSecond job, dependents, extra withholding
Yearly total from W-4 Step 3: $2,200 per child under 17, $500 per other dependent.
Not from a job, e.g. interest (W-4 Step 4a).
Beyond the standard deduction (W-4 Step 4b).
Optional (W-4 Step 4c).
Only if you asked for it on your state form.

Your paycheck

Loading calculator…

New York paycheck taxes at a glance (2026)

State income taxGraduated rates from 3.9% to 10.9%
Standard deduction$8,000 single, $16,050 married
Personal exemptions & credits$1,000 per dependent
Local income taxesNew York City resident; Yonkers resident (16.75% of NY tax); Yonkers non-resident worker (0.5%)
Disability / paid leave deductionsNY Disability (SDI) (0.5%); NY Paid Family Leave (0.432%)
Federal taxesIncome tax plus Social Security 6.2% and Medicare 1.45%

Good to know

  • NY state rates for 2026 start at 3.9% and reach 10.9%; most middle incomes are taxed at 5.4%–5.9%.
  • NYC residents pay an extra 3.078%–3.876%; Yonkers residents pay a 16.75% surcharge on their NY tax.
  • NY SDI: 0.5% of wages, capped at $0.60 a week.
  • NY Paid Family Leave: 0.432% of wages up to $95,348.76 (maximum $411.91 in 2026).

New York’s supplemental “tax benefit recapture” for incomes over $107,650 is applied when you file and is not modeled in per-paycheck withholding.

New York salary after taxes (2026)

Take-home pay at common New York salaries. The table follows the filing status, pay frequency and deductions you enter above.

Single filer, biweekly pay, no pre-tax benefits, your local tax setting. 2026 rates.
SalaryFederal taxFICAState & localTake-home / yearPer paycheck
$30,000$1,420$2,295$1,184$25,101$965.43
$40,000$2,620$3,060$1,767$32,553$1,252.04
$50,000$3,820$3,825$2,350$40,005$1,538.65
$60,000$5,020$4,590$2,933$47,457$1,825.25
$75,000$7,670$5,738$3,808$57,784$2,222.47
$100,000$13,170$7,650$5,303$73,877$2,841.43
$125,000$18,734$9,563$6,778$89,926$3,458.68
$150,000$24,734$11,475$8,253$105,538$4,059.16

New York hourly paycheck examples

Weekly take-home pay for common hourly wages in New York. Need a yearly figure? Use the hourly to salary calculator.

40 hours a week, single filer, no overtime or benefits.
Hourly wageWeekly grossWeekly take-homeYearly take-home
$15.00/hr$600.00$499.91$25,995
$18.00/hr$720.00$589.33$30,645
$20.00/hr$800.00$648.95$33,745
$25.00/hr$1,000.00$797.98$41,495
$30.00/hr$1,200.00$947.02$49,245
$40.00/hr$1,600.00$1,212.98$63,075

New York vs. neighboring states

Take-home pay on the same pay — $75,000 a year — in New York and the states around it.

$75,000 a year, single filer, biweekly, no pre-tax benefits, default local settings.
StateState & local taxesTake-home / yearPer paycheck
Pennsylvania$2,355$59,238$2,278.37
Vermont$2,572$59,020$2,270.01
New Jersey$3,101$58,491$2,249.66
Connecticut$3,750$57,843$2,224.71
New York$3,808$57,784$2,222.47
Massachusetts$3,875$57,718$2,219.90

Frequently asked questions

How much tax is deducted from a paycheck in NY?

For a single NYC resident earning $100,000, roughly $4,860 NY state tax, $3,440 NYC tax, $443 SDI and PFL, plus federal income tax and FICA — about 30% of gross pay in total.

Do I pay NYC tax if I work in Manhattan but live in New Jersey?

No. NYC income tax applies only to residents of the five boroughs. You would still pay New York State nonresident tax on New York wages.

What is the NY PFL deduction for 2026?

Paid Family Leave is 0.432% of each paycheck in 2026, up to an annual maximum of $411.91.

What is the New York income tax rate in 2026?

New York has graduated rates from 3.9% to 10.9%. Deductions, exemptions and credits mean your effective rate is lower than the top rate.

How much is $50,000 a year after taxes in New York?

A single filer earning $50,000 in New York takes home about $40,005 a year, or $1,538.65 every two weeks, after $3,820 federal income tax, $3,825 FICA and $2,350 in New York taxes.

How much is $100,000 after taxes in New York?

About $73,877 a year ($2,841.43 per biweekly paycheck) for a single filer with no pre-tax benefits — a total tax rate of 26.1%.

How much is $25 an hour after taxes in New York?

Working 40 hours a week at $25 an hour, a single filer in New York takes home about $797.98 a week, or $41,495 a year.

How often are the New York rates updated?

We verify federal and New York rates every January and whenever New York changes its law mid-year. Current figures were verified October 31, 2026 for tax year 2026.

Sources

Rates last verified October 31, 2026 by Easy Paycheck Calculator Editorial Team. See the methodology for every formula.