Illinois Paycheck Calculator

Illinois taxes wages at a flat 4.95%, but you do not pay it on every dollar: each allowance you claim on Form IL-W-4 is worth $2,925 in 2026. That is why two people with the same salary can see different Illinois withholding. This calculator applies the 2026 allowance for you and your dependents.

Updated October 31, 2026 for the 2026 tax year · Reviewed by Easy Paycheck Calculator Editorial Team · How we calculate

On this page: At a glanceSalary after taxHourly payNearby statesFAQ

Illinois paycheck calculator

1. Your pay

How are you paid?
Your pay before any taxes or deductions.

2. Your tax situation

Married filing separately? Choose Single.
Used for state exemptions and credits.
Benefits and deductions401(k), health insurance, HSA
Percent of each paycheck. 2026 limit: $24,500 a year.
Amount taken out of each paycheck.
Amount per paycheck.
Roth 401(k), union dues and similar, per paycheck.
Form W-4 detailsSecond job, dependents, extra withholding
Yearly total from W-4 Step 3: $2,200 per child under 17, $500 per other dependent.
Not from a job, e.g. interest (W-4 Step 4a).
Beyond the standard deduction (W-4 Step 4b).
Optional (W-4 Step 4c).
Only if you asked for it on your state form.

Your paycheck

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Illinois paycheck taxes at a glance (2026)

State income taxFlat 4.95% income tax
Standard deductionNone
Personal exemptions & credits$2,925 per person
Local income taxesNone
Disability / paid leave deductionsNone
Federal taxesIncome tax plus Social Security 6.2% and Medicare 1.45%

Good to know

  • Flat 4.95% state income tax on wages.
  • IL-W-4 allowance: $2,925 per person in 2026 (you, your spouse, and each dependent).
  • No Illinois city — including Chicago — taxes wages.
  • Pre-tax 401(k) and Section 125 health premiums reduce Illinois taxable wages.

Illinois salary after taxes (2026)

Take-home pay at common Illinois salaries. The table follows the filing status, pay frequency and deductions you enter above.

Single filer, biweekly pay, no pre-tax benefits. 2026 rates.
SalaryFederal taxFICAState & localTake-home / yearPer paycheck
$30,000$1,420$2,295$1,340$24,945$959.42
$40,000$2,620$3,060$1,835$32,485$1,249.42
$50,000$3,820$3,825$2,330$40,025$1,539.42
$60,000$5,020$4,590$2,825$47,565$1,829.42
$75,000$7,670$5,738$3,568$58,025$2,231.72
$100,000$13,170$7,650$4,805$74,375$2,860.57
$125,000$18,734$9,563$6,043$90,661$3,486.95
$150,000$24,734$11,475$7,280$106,511$4,096.57

Illinois hourly paycheck examples

Weekly take-home pay for common hourly wages in Illinois. Need a yearly figure? Use the hourly to salary calculator.

40 hours a week, single filer, no overtime or benefits.
Hourly wageWeekly grossWeekly take-homeYearly take-home
$15.00/hr$600.00$497.11$25,850
$18.00/hr$720.00$587.59$30,555
$20.00/hr$800.00$647.91$33,691
$25.00/hr$1,000.00$798.71$41,533
$30.00/hr$1,200.00$949.51$49,374
$40.00/hr$1,600.00$1,218.99$63,388

Illinois vs. neighboring states

Take-home pay on the same pay — $75,000 a year — in Illinois and the states around it.

$75,000 a year, single filer, biweekly, no pre-tax benefits, default local settings.
StateState & local taxesTake-home / yearPer paycheck
Iowa$2,198$59,394$2,284.40
Kentucky$2,507$59,085$2,272.50
Missouri$2,534$59,059$2,271.50
Wisconsin$2,594$58,998$2,269.15
Indiana$3,293$58,300$2,242.29
Illinois$3,568$58,025$2,231.72

Frequently asked questions

How much is Illinois state tax on a paycheck?

Illinois withholds 4.95% of your wages after subtracting $2,925 per IL-W-4 allowance. A single filer earning $60,000 pays about $2,825 a year, or $108.66 every two weeks.

Does Chicago have a city income tax?

No. Chicago and other Illinois cities do not tax wages, though Chicago has a monthly employer head tax that does not come out of your pay.

Is the IL-W-4 different from the federal W-4?

Yes. Illinois uses its own IL-W-4 with allowances. Your federal W-4 choices do not change your Illinois withholding.

What is the Illinois income tax rate in 2026?

Illinois has a flat 4.95% income tax. Deductions, exemptions and credits mean your effective rate is lower than the top rate.

How much is $50,000 a year after taxes in Illinois?

A single filer earning $50,000 in Illinois takes home about $40,025 a year, or $1,539.42 every two weeks, after $3,820 federal income tax, $3,825 FICA and $2,330 in Illinois taxes.

How much is $100,000 after taxes in Illinois?

About $74,375 a year ($2,860.57 per biweekly paycheck) for a single filer with no pre-tax benefits — a total tax rate of 25.6%.

How much is $25 an hour after taxes in Illinois?

Working 40 hours a week at $25 an hour, a single filer in Illinois takes home about $798.71 a week, or $41,533 a year.

How often are the Illinois rates updated?

We verify federal and Illinois rates every January and whenever Illinois changes its law mid-year. Current figures were verified October 31, 2026 for tax year 2026.

Sources

Rates last verified October 31, 2026 by Easy Paycheck Calculator Editorial Team. See the methodology for every formula.