Easy Paycheck Calculator

New Jersey Paycheck Calculator

New Jersey paychecks have more line items than almost any other state: graduated income tax from 1.4% to 10.75% plus four employee payroll programs — unemployment, workforce development, temporary disability (TDI) and family leave (FLI). This calculator uses the NJDOL’s 2026 worker rates and wage bases so your pay stub estimate matches line by line.

Updated October 31, 2026 for the 2026 tax year · Reviewed by Easy Paycheck Calculator Editorial Team · How we calculate

On this page: At a glanceSalary after taxHourly payNearby statesFAQ

New Jersey paycheck calculator

1. Your pay

How are you paid?
Your pay before any taxes or deductions.

2. Your tax situation

Married filing separately? Choose Single.
Used for state exemptions and credits.
Benefits and deductions401(k), health insurance, HSA
Percent of each paycheck. 2026 limit: $24,500 a year.
Amount taken out of each paycheck.
Amount per paycheck.
Roth 401(k), union dues and similar, per paycheck.
Form W-4 detailsSecond job, dependents, extra withholding
Yearly total from W-4 Step 3: $2,200 per child under 17, $500 per other dependent.
Not from a job, e.g. interest (W-4 Step 4a).
Beyond the standard deduction (W-4 Step 4b).
Optional (W-4 Step 4c).
Only if you asked for it on your state form.

Your paycheck

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New Jersey paycheck taxes at a glance (2026)

State income taxGraduated rates from 1.4% to 10.75%
Standard deductionNone
Personal exemptions & credits$1,000 per person
Local income taxesNone
Disability / paid leave deductionsNJ Unemployment (UI) (0.3825%); NJ Workforce Development (0.0425%); NJ Disability (TDI) (0.19%); NJ Family Leave (FLI) (0.23%)
Federal taxesIncome tax plus Social Security 6.2% and Medicare 1.45%

Good to know

  • NJ income tax brackets range from 1.4% to 10.75%; head of household uses the joint brackets.
  • 2026 worker rates: UI 0.3825% + Workforce 0.0425% on the first $44,800; TDI 0.19% + FLI 0.23% on the first $171,100.
  • Maximum 2026 employee contributions: $909.02 across all four programs.
  • Exemptions: $1,000 per filer, $1,500 per dependent.

New Jersey salary after taxes (2026)

Take-home pay at common New Jersey salaries. The table follows the filing status, pay frequency and deductions you enter above.

Single filer, biweekly pay, no pre-tax benefits. 2026 rates.
SalaryFederal taxFICAState & localTake-home / yearPer paycheck
$30,000$1,420$2,295$691$25,594$984.38
$40,000$2,620$3,060$1,021$33,300$1,280.75
$50,000$3,820$3,825$1,615$40,740$1,566.92
$60,000$5,020$4,590$2,210$48,180$1,853.09
$75,000$7,670$5,738$3,101$58,491$2,249.66
$100,000$13,170$7,650$4,790$74,390$2,861.14
$125,000$18,734$9,563$6,488$90,216$3,469.83
$150,000$24,734$11,475$8,185$105,606$4,061.75

New Jersey hourly paycheck examples

Weekly take-home pay for common hourly wages in New Jersey. Need a yearly figure? Use the hourly to salary calculator.

40 hours a week, single filer, no overtime or benefits.
Hourly wageWeekly grossWeekly take-homeYearly take-home
$15.00/hr$600.00$510.14$26,527
$18.00/hr$720.00$602.96$31,354
$20.00/hr$800.00$663.53$34,503
$25.00/hr$1,000.00$812.08$42,228
$30.00/hr$1,200.00$960.89$49,966
$40.00/hr$1,600.00$1,225.22$63,711

New Jersey vs. neighboring states

Take-home pay on the same pay — $75,000 a year — in New Jersey and the states around it.

$75,000 a year, single filer, biweekly, no pre-tax benefits, default local settings.
StateState & local taxesTake-home / yearPer paycheck
Pennsylvania$2,355$59,238$2,278.37
New Jersey$3,101$58,491$2,249.66
New York$3,808$57,784$2,222.47
Delaware$3,909$57,684$2,218.60

Next steps

Frequently asked questions

What are the NJ SDI and FLI rates for 2026?

For 2026, employees pay 0.19% for Temporary Disability Insurance and 0.23% for Family Leave Insurance, each on the first $171,100 of wages.

How much is taken out of a $100,000 salary in New Jersey?

A married filer with no dependents pays about $2,640 in NJ income tax and $610 in NJ payroll contributions, on top of federal income tax and FICA.

Does New Jersey tax 401(k) contributions?

No. Elective 401(k) deferrals are excluded from New Jersey wages when contributed, then taxed when withdrawn.

What is the New Jersey income tax rate in 2026?

New Jersey has graduated rates from 1.4% to 10.75%. Deductions, exemptions and credits mean your effective rate is lower than the top rate.

How much is $50,000 a year after taxes in New Jersey?

A single filer earning $50,000 in New Jersey takes home about $40,740 a year, or $1,566.92 every two weeks, after $3,820 federal income tax, $3,825 FICA and $1,615 in New Jersey taxes.

How much is $100,000 after taxes in New Jersey?

About $74,390 a year ($2,861.14 per biweekly paycheck) for a single filer with no pre-tax benefits — a total tax rate of 25.6%.

How much is $25 an hour after taxes in New Jersey?

Working 40 hours a week at $25 an hour, a single filer in New Jersey takes home about $812.08 a week, or $42,228 a year.

How often are the New Jersey rates updated?

We verify federal and New Jersey rates every January and whenever New Jersey changes its law mid-year. Current figures were verified October 31, 2026 for tax year 2026.

Sources

Rates last verified October 31, 2026 by Easy Paycheck Calculator Editorial Team. See the methodology for every formula.